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Box 3 Tax Calculator
How to use the Calculator Submit your expected values into the calculator to calculate your estimated Box 3 tax for 2025. This tool is intended to provide a rough estimate and should not be used as a means to do your tax returns.  Filing Status Select whether you are filing individually or as a couple. When using this calculator to file as a couple, include your total assets as the calculator assumes it can use both personal allowances. The result given will be total tax due rather than individual tax due. Bank Deposits This only includes the following assets: - Bank and savings balances in the Netherlands - Bank and savings balances outside the Netherlands - Cash in excess of the exemption - Premium deposits - The non-exempt part of your green savings (not to be confused with green investments) - Your share in the assets of an owners' association (VvE) - An amount of money that you have transferred to the trust account of a civil-law notary Total Investments: This includes investments and all other assets that do not fall under bank balances. This concerns, for example: - Shares, bonds, securities and other investments - Green investments - Other receivables (except receivables between tax partners or between parents and minor children) - 2nd home in the Netherlands - A 2nd home outside the Netherlands - A home that you rent out - Other immovable property - Cryptocurrency - A ticket on which a prize has fallen Debts This includes all debts that you must declare in box 3. This concerns, for example: - Debts for, for example, a car or a holiday - Negative balance on a bank account - Debt to finance shares, bonds, securities and other investments - Debts for a 2nd home or other immovable property (mortgage) - Debts that you are not allowed to deduct in box 1 - An amount of lifelong learning credit that you must repay - Inheritance tax - Debt resulting from a donation on paper (except the debt between tax partners or between parents and minor children) Green investments - a small number of investments that have tax advantages in the Netherlands due to their positive impact. Please include green investments you have when submitting your total investments figure.​ ​​ ​​
Disclaimer ​This calculator is based upon information provided by www.belastingdienst.nl. Staden Financial Management, and any other parties associated with the production of this webpage take no responsibility or accept any liability for the use of this calculator. I, Luke Staden, created this page; a man who has never prepared his own tax return or coded anything of value before. Don't use this to complete your box 3 tax returns, use a tax adviser; they'll save you more than you'll pay and I'm happy to recommend one.